An individual can qualify under Medically Needy rules for LTC by applying deductions to their income and comparing the remainder to the LTC Reimbursement Rate.
The individual does not have a miller trust AND
These are the steps to follow when determining the individual's
medically needy income eligibility:
- Determine the appropriate financial unit
- For the financial unit determined, carry out the steps
outlined for the Gross Income Test
- If the client's gross income is less than or equal to the LTC Reimbursement Rate then the client is eligible
- If the client's gross income is more than the LTC Reimbursement Rate apply the Deductions (see Deductions section in this chapter)