Joint Account Rules for Savings Account, Checking Account or Certificate of Deposit

  1. When an individual who has access to the funds in the account, shares a joint account with co-owner(s) count the portion that is owned by the individual if they have not entire access to it.
  2. Resources owned jointly by a separate household should be considered countable in their entirety to each household.
  3. The resource shall be considered totally inaccessible to the household if the resource cannot practically be subdivided and the household's access tot he value of the resource is dependent on the agreement of a joint owner who refuses to comply.
Parent topic: Countable Liquid Resources