Comprehensive coverage is defined by the Health Insurance Portability and Accountability Act (HIPAA) of 1996 as coverage under any of the following:
- Group health insurance plans
- Medicare Part A or Part B
- Civilian Health and Medical Program of the Uniformed Services (CHAMPUS)
- Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA)
- Public Health Plan
- Health Care for Peace Corps Volunteers
- Insurance policies (private)
- Employer based plans
- Health insurance coverage on the basis of a family
member's active permanent employment by a state, county, or city government agency
- Entitlement to coverage under employer/group plan
- When a child is 'entitled' to coverage under an employer
based plan or a group health insurance plan and the cost would be
less than 10% of the household's gross income, the child is seen
as having comprehensive medical insurance unless a waiting period applies
- If the child has to wait for a period of time
before they can enroll in the employer based plan, they are eligible for
CHIP until they are allowed to enroll in the insurance